Holiday Debt: Make Cash Online to Pay it Off Now!

Paying Off Holiday Debt

Big List of Ways to Knock Out Holiday Debt

If you are in debt after the expensive holiday season, it is time to do something about it. If you are wondering how to clear your debts as soon as possible, January is the perfect time to draw up your plan to get rid of holiday debts. The best way to pay your debts back is to increase your income. That is where online ideas for making money to pay off holiday debt come in. There are many opportunities to create extra revenue that can be applied to paying off your holiday debts. If you cannot find ways to cut much spending from your budget, look into these online ideas for making money to pay off debt.

Fiverr is an online marketplace, popularly known as a micro-gig site, where freelancers from around the world advertise their services and buyers needing those services, hire the freelancers.

If you have a marketable skill, no matter what it is, you can advertise it on Fiverr and offer services using that skill to clients from all around the world. You can offer serious services like writing, proofreading, translating, programming, tutoring, marketing, or virtual assisting, or not so serious services like doing pranks, singing a birthday song, writing a love letter, doing a silly joke, etc.

Simply register on the site as a Fiverr Seller and create a gig to begin selling your services. Make sure to write catchy title for your gig and use keywords related to your services and skills so when potential buyers looking for your services can find you easily on the site. Your base rate starts at $5, but you can increase your rate per gig, depending on the service you offer. You can also add add-ones to your gig to earn more.

Become an app and website tester for website owners, coders and designers to get paid to test websites and apps online. As a website tester for other websites, you visit a site and complete a set of tasks based on the site owner's instructions and then give your honest feedback about the site's designs, ease-of-use, etc., depending on the job. The goal of user testing service is to provide a better user experience of that website for others. You will earn anything from $5 to $15 for doing this simple job, depending on the job and the company, site or client paying for user testing. Sign up to several companies that hire for usability testing jobs for websites and apps, such as

This could be an interesting way to make money online. As a mock juror online, you will help lawyers or attorneys with their casework by participating in mock trials. They will use your feedback to discover the strengths and weaknesses of their case, the possible settlement value, their case facts, etc. Here are a few sites that pay you to be a mock juror online:

Swagbucks is the largest rewards site on the internet that lets you earn money in a variety of ways. Once you sign up for a free account with Swagbucks, you can earn Swagbucks (SB) or virtual points for watching videos, taking small surveys online, shop online and performing more tasks. Those points can be converted into PayPal cash or gift cards from popular retailers like, Walmart and Target. If you spend some times regularly on this site, it is possible to earn good extra cash every month on a regular basis.

If you are an expert social media site user, you can use your social media skills to manage social media accounts of many businesses and individuals that do not have the time or expertise to do it. Social media is a powerful marketing tool for businesses and individuals to promote their products, services and websites, etc.

You may be responsible for doing a variety of tasks, including posting content to your client's social media pages, moderating damaging content, helping your clients decide what and when to post on their social media pages, increasing following, and more. It is a good opportunity for you if you know how social media sites work. You can look for social media jobs on freelance sites like Upwork, Freelancer, Media Bistro, FlexJobs, Fiverr, etc. sites. Pay can vary based on your experience, the job and the client.

If you use search engines often looking up for information, and have good knowledge about how search engines work, then you can consider becoming a search engine evaluator. The job requires you to analyze search engine results which are the free listings returned by a search engine when you enter a search term or keyword/key phrase into that search engine's search form. Search engines like Google want to know if their search results are accurate and relevant to the search terms used by users in the search forms of these search engines.

There are some companies that hire home-based people on behalf of a search engine to perform search engine evaluation jobs. You will be given a set of keywords by a search engine to verify if the search results returned by the search engine is accurate and relevant to what you are looking for. Then you will give a detailed feedback to the company or search engine about your experience. Typically, this job pays $10-$15 per hour.

If you know how to take a good photograph, you can make money with your photos. Contribute your photos to some reputable micro-stock photography sites. If your photos are accepted, then you can earn money each time a photo owned by you is purchased or downloaded under a license to use it by a client. You can earn anywhere from 20% to 60% or more per purchase or download.

If you have several hundred high-quality photos up for sale and each photo is purchased or downloaded several times per month, you can earn substantial income from your stock photos online. Businesses, designers, marketing agencies and website or blog owners need huge amounts of pictures regularly. Register on some of the popular stock photography sites like Shutterstock, iStock, 123RF, Fotolia, Alamy and Dreamstime.

Taking surveys will not make you rich, but you can really make some extra cash easily every month if you are able to take high-paying surveys online regularly. There are lots of scams when it comes to paid surveys online so beware that. Join a few reputable survey companies and check regularly for surveys to be taken. If you are an active survey taker, it is possible to earn even several hundred dollars every month. If you are able to spend an hour or so every day, it is possible to make $50-$100 per month from online surveys.

If you have writing skills, you can write articles for websites and blogs on your favorite topic. Writing articles is one of the fastest ways to make money for the holiday season. If you have good research skills, then you can be able to write on many different topics and earn more money. Join a freelance site like Upwork or Freelancer to bid on writing jobs that interest you. If your bid is accepted, you will then complete the job and get paid immediately.

The easiest way to land article writing jobs is when you join an article writing job site like iWriter, Textbroker or Online Writing Jobs where you can pick writing jobs directly from a dashboard. Once you deliver the article and it is approved by the client, you will get paid instantly. You can also sell your pre-written articles to clients via some sites known as content or article marketplaces such as Constant Content,, etc.

You can easily make money by selling your old stuff online. You can sell your old clothes, electronics, CDs, DVDs, etc. stuff via eBay. If you have gently used clothes, then you can sell them via sites like Poshmark or threadUP. Craigslist is the best site you can use to sell your old furniture and electronics in particular.

If you may have old cell or mobile phones, tablets, Macs, etc. old gadgets, then sell them via sites like eBay, Gazelle, Swappa and NextWorth to make some extra cash.

You could fit in this role if you have great communication skills and a quiet room to work from in your house. Many companies hire at-home workers to work as customer service representatives. Some companies even offer some benefits to independent contractors. You may be required to pass background and credit checks before some companies hire you.

As a virtual customer service agent or representative, you will take inbound calls from customers on behalf of your clients. You may be responsible for handling client complaints, taking orders over the phone, answer customer queries, etc., depending on the company. This job usually offers part-time and flexible working options. Some of the best companies hiring for virtual customer service representative jobs are:

Freelance sites like Upwork and Freelancer and telecommuting and flexible online job sites like FlexJobs list a lot of virtual customer service jobs.

If you have skills in graphic design, then you can earn money online by providing your services for businesses and individuals online. Graphic designers design web pages, logos, advertisements, and other communication materials online using computer software programs. You Check out sites like Upwork, PeoplePerHour, Freelancer, Guru, FlexJobs, Indeed, DesignCrowd, etc. to offer your graphic design services online. You can also offer your services via Fiverr.

Web designers just do not design but also build websites. Web developers build websites, but web designers can also build websites if they have skills and knowledge in HTML5, CSS, JavaScript, jQuery, PHP and MySQL, and WordPress. So if you can design and build websites, you can earn a decent income working from home as a web designer. If you have experience with HTML5 and CSS, then you can design and build static websites. If you have skills in JavaScript, jQuery, PHP and MySQL, you can build dynamic websites.

Many clients hire web designers to edit customizable templates and WP plugins and revamp and update their existing sites or blogs. You can earn several hundred dollars easily even just for designing and building a very basic website. There are many sites that list web design jobs online such as Upwork, PeoplePerHour, Freelancer, FlexJobs, Workopolis, Fiverr, Guru, Authentic Jobs, Indeed, etc.

If you have fluency in another language, then you could consider becoming an online translator. Translation jobs online are growing and there is a huge demand for people who speak a second language. Many translation websites or companies online are looking for bilingual people to work as online translators for their clients across a wide variety of industries. If you are fluent in an in-demand second language, then you could earn more money for your translation services. Spanish, French, Japanese, Korean are some of the most in-demand languages.

Translators translate documents and recordings for a wide variety of clients. You can make up to $50 or more per hour depending on your experience, the language, and the client or company you will work for. Translators can find work directly via freelance sites and online job boards or they can join translation sites or companies online that make clients available to them. Good translators are in high demand so if you think you know a second language well, translation is an ideal online job that pays well. Some sites or translation companies online listing or seeking out people for translation jobs include:

If you have expertise in a particular area (e.g. health, medical, computer, home improvement, tax, etc.) and have excellent web research and writing skills, you can earn money as an online researcher. A variety of people, especially business professionals, from around the world post questions on various topics to online research sites. These sites hire qualified online researchers to answer these questions. As an online researcher you will not only research answers for people, but you will also write the answers online. If you want to answer any particular question, make sure to provide high-quality answer.

There are some companies online or sites that hire online researchers such as Wonder, Animalz, JustAnswer and Experts123. So if you have excellent web research skills and experience in any specific area, then you can get paid to research and answer customers' questions online on topics you have familiarity with. Online researcher or research jobs can also be found on freelance sites like Upwork, Freelancer, and FlexJobs. You can earn a full-time income or make extra money, depending on your expertise and how much time you put in it.

If you have good hearing skills, excellent editing skills, good command over English with excellent grammar and punctuation skills, and training or certification in medical transcription, then you can make a decent income working as a medical transcriptionist. This job involves you listening to audio files of doctors or physicians and other healthcare professionals and then typing out what you hear. If you have not received any training but are familiar with medical terminology, you may still be able to find medical transcription jobs as a freelance medical transcriptionist.

Diagnostic laboratories, hospitals and doctors usually hire medical transcriptionists via transcription companies that provide transcription services. You can join one of these companies to find and land work at home transcription jobs. You can also find and land jobs for medical transcriptionists directly via freelance sites, career sites, etc. sites. This is one of the best part-time jobs to do from home.

Businesses and individuals are outsourcing a wide variety of tasks to virtual assistants. Small business owners and individuals often cannot either afford or justify a full-time in-house employee to do these tasks that can include replying to emails, entering data, web research, scheduling appointments or meetings, managing social media accounts and profiles, writing web content, designing blogs and websites, and more tasks depending on the client's requirement and the virtual assistant's skills.

Freelance websites like Upwork, PeoplePerHour, Freelancer,, etc. sites are great places online o find freelance virtual assistant jobs. You can also join one of the reputable virtual assistance companies that connect virtual assistants with their clients across a wide variety of industries. If you work as a freelance VA, you can set your own rates and earn anywhere from $10 to $50 per hour. If you work for a virtual assistant company like Worldwide101, Fancy Hands, Zirtual, and Red Buttler, you can expect to earn about $10-$15 an hour, depending on the company.

A Few Final Thoughts…

If you are looking for ways to earn some extra cash to pay off your holiday debt, you can try at least one of these online money-making ideas. These ideas will help you make extra money easily from the comfort of your home online. Immediately put any extra money gained here and there online towards your holiday debt.

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