Can You Really Save Money With BeFrugal.com?
Who doesn’t want to save money? With a restless and unpredictable economy, even those with plenty of money and job security find themselves looking for ways to save a buck whenever they can. It is human nature to want to get more bang for your buck. BeFrugal.com accommodates the desire to save money on everyday purchases without sacrificing your favorite brands and the high quality you have become accustomed to. Even better? Every time you make an online purchase through BeFrugal.com, you get cash back.
How Does the Company Work?
You do not have to pay any type of fee to join BeFrugal.com. Simply sign-up for free and then peruse the sight for your favorite stores. Once you find them, click on either the “coupon” or “cash back” that the store is offering and then complete your purchase. You get your cash back paid out to you once your cash back balance reaches twenty-five dollars.
How Did the Company Get Started?
BeFrugal.com was launched in 2009 using online coupons. Since then, they have included printable coupons, weekly advertisements and Cash Back. In 2011, they announced their free cash back offer to pass on even more savings to you. Their average cash back on purchases is seven percent. And this can be combined with the free online coupons that the website also has. Between the cash back and online coupons, you are bound to save lots of money. The company is proud to say that since their 2009 beginnings, they have helped people save more than fifty million dollars.
In May of this year, BeFrugal.com was pleased to announce that their record breaking number of cash back stores had gotten bigger for the second time this year. More than three thousand stores had been added. BeFrugal.com was so happy about this that they decided to raise their cash back rates on more than three thousand stores. Some go up as high as 13%. (See my post, List of Must Have Apps to Save and Earn Money for more great ways to earn cashback and save money.)
What is Cash Back?
If you are unfamiliar with the concept of cash back, it simply means that a percentage of certain eligible online transactions is put into a free account on the BeFrugal.com website. You are basically earning money every time you shop at your favorite stores through BeFrugal.com. So the more you shop through the site, the more money you will earn. The best part is that unlike other sites that will give you prizes or some other inane product as a reward, at BeFrugal.com, you are getting actual cash. The program is not based on points, reviews or anything of the sort.
Each store has its own Cash Back rate. Sometimes the rate goes by the product’s category. For example, you will find a higher Cash Back rate on clothing compared with electronics. If you want to see for yourself, simply go to the BeFrugal.com website and type in the name of a company (e.g., Macy’s, Target, Office Max) in the top search box and you will see the available Cash Back coupons and whether or not there are any terms or conditions.
BeFrugal.com guarantees that their Cash Back rates are the best by including a Guaranteed Best Cash Back Rate checkmark on their website. Compared with other cash back programs, BeFrugal.com boasts a larger number of participating stores in their cash back rewards program. These are also popular stores that most people shop in like Nordstrom, Gap, Target, Macy’s and Foot Locker.
On average, the coupons on BeFrugal.com save consumers an average of twenty-seven dollars per order. And there are many coupons to choose from with over 40,000 participating stores. In addition to store coupons, there are also printable coupons for groceries, restaurants and retail stores. New coupons are added on a daily basis and existing coupons are regularly verified so you get the most savings. Remember, the company stands behind the success of their coupons and puts their signature checkmark on their site letting you know that it is all perfectly legitimate.
One of the benefits of BeFrugal.com is that once you open your account, you can sign up for alerts that they will send you. So if your favorite store or restaurant has a new coupon available, you will get an e-mail letting you know. As long as it is a participating store, you will instantly get an e-mail notification so you can take advantage of the opportunity to save money.
Other Benefits of BeFrugal.com
Aside from having the highest Cash Back rates and the best online coupons, BeFrugal.com also has the best deals on electronics, apparel and travel. One example is their recent June 6, 2012 deal where they were offering 6% Cash Back and more than sixty special offers from Best Buy. They were also offering up to 7% Cash Back and more than forty special offers from Target. Both these stores allowed you to combine one of their coupon offers plus earn the Cash Back on the same transaction. This results in you saving even more money.
Other Benefits of BeFrugal.com
In addition to the online and printable coupons, the site also has special shipping orders. In many cases, you can get free shipping on your order. And do not worry — you still get the Cash Back reward as well. Some retailers offer a percentage off of any shipping method while others offer reduced shipping on a specified total purchase amount. As with the Cash Back reward, the participating retailers for the shipping options range from shoes and clothing to beauty supplies.
In case you think that BeFrugal.com does not offer these great deals on retailers you would commonly use, think again. Some of their most popular Cash Back stores are Barnes and Noble, Bath and Body Works, Drugstore.com, Foot Locker, Kohl’s, Lowe’s, Macy’s, Old Navy, PETCO and Target.
Aside from retailers, there are also coupons for Travelocity, Expedia and Priceline if you are looking for deals on travel. There are also Cash Back rewards for stores like Dell and Office Depot if you are in the market for business products and/or office supplies.
Creating Even Greater Savings
Many people use credit cards that have a cash back rewards program. However, they often do not allow you to “stack” coupon codes. The rule is usually only one per order. BeFrugal.com has a strategy for using the right credit cards for payment depending on the card’s reward program. This means you could score an additional 3%-5% off your purchase. For example, if you are using a credit card that gives you a 5% cash reward at Target, see if BeFrugal.com has a coupon code to use. Let’s say you find one that is offering 15% off of your $100 purchase.
The coupon codes and the Cash Back are both compatible at BeFrugal.com. The extra cash rebate you will get with Target is 3.2% so if you use the 15% discount off your purchase, your cost would be $85 (15% of the $100 total). Add the extra 3.2% rebate on that and you shaved off an additional $2.72. Now when you go to pay, you are going to use the card that has the 5% cash rewards promotion which equates to a rebate of $4.25 off of your $85 purchase.
So your complete combined savings is $21.97—a $15 BeFrugal.com coupon code, $2.72 BeFrugal.com Cash Back and the $4.25 cash rewards credit card promo. This is how you stack your savings to minimize your total purchase and maximize your Cash Back.
Is BeFrugal.com Worth Your Time?
If you are an online shopper and/or looking to save money, then BeFrugal.com is definitely worth your time. Signing up is free and easy which means you are not obligated on any level to do anything—except shop. And who does not shop without wanting the best deal they can find plus make money off of their purchases?
So go here and search BeFrugal for your favorite stores and start shopping and actually EARN cash back doing so!