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From Kelly: It's been a real learning curve for me having my own business. When MoneyMakingMommy.com became more and more successful, I decided to incorporate, I brought my Mom on as an employee to help me – there were so many things I didn't know. Hell, I didn't even know how to use quickbooks. But I had to learn and I had to get an accountant to help me – there were tax issues and 1099's and W-2s. I needed to submit quarterly reports and payroll taxes – it was confusing as ever to get started. And I don't even want to go into my personal finances. My husband and I have made mistakes and we wish we had more money saved and we need to pay for our oldest child's college soon…it's a lot to take in. But I know we're all in the same boat and this section is to just share and help you with things that have helped me on the personal and business front when it comes to finances.